Give your business clients a powerful cash management platform that’s built to handle their unique needs across every digital channel.
Our business-centric solution offers advanced permissions, role management, payments and more, designed to meet the evolving needs of your growing consumer base.
Innovative financial institutions trust our commercial banking solution.
Cater to the unique needs of your business users.
Our platform offers essential functionalities for business account management, delivering a robust banking experience in the nFinia ecosystem.
Single login across accounts.
Our Profile Switcher lets users link all their accounts to a single login, simplifying management across multiple businesses.
Easily manage multiple businesses.
Enable your business users to manage multiple businesses efficiently by easily copying shared admins, sub-users, customers, and vendors across accounts.
Leverage the power of permissions.
nFinia’s permission-based solution empowers business owners and admins to manage user access with default roles or create custom roles with over 150 permissions for a tailored fit to each business’s needs.
Seamless business payments.
Grant business users the ability to initiate bulk transfers, create templates for recurring transactions, set sub-user payment types, manage account holds, handle pre-funding, access Same-Day/Next-Day ACH and domestic/international wires.
Set up transaction limits.
Business owners can set flexible transaction limits for each transaction or they can establish daily, weekly, and monthly caps for enhanced control and security.
User-initiated business reporting.
Empower business users to run, schedule, and export their own reports, providing insights into business activity, ACH and wire origination, balance trends, user activity, and more.
Scale business banking your way with flexible tiered access.
Financial institutions can choose how they want to structure their business banking offering, either a Lite tier with essential everyday features or a Full tier with a more advanced set of capabilities.
This model lets you align your digital banking experience to your strategy, account holder base, and operational goals.
Download the comparison to see how the Lite and Full tiers differ and what each includes.
- Flexible pricing.
- Sub-user limits and management.
- Individual and bulk transfers.
- ACH, wire and RDC capabilities.
- Reporting and more!
Upgrade your financial institution’s payment capabilities.
ACH and wire transfers are essential for business banking, offering secure and efficient payment solutions.
Discover the features nFinia Business offers to help owners manage cash flow, meet deadlines, and streamline operations, providing the flexibility and control they need to succeed.
ACH transfers.
Same-day/next day ACH transfers.
Schedule recurring ACH transfers.
Manage ACH recipients.
Pay loans using external accounts.
ACH origination report.
Wire transfers.
Domestic wire transfers.
International wire transfers.
Wire transfer fees pulled from the core.
Wire origination report.
Upgrade your financial institution’s payment capabilities.
ACH and wire transfers are essential for business banking, offering secure and efficient payment solutions.
Discover the features nFinia Business offers to help owners manage cash flow, meet deadlines, and streamline operations, providing the flexibility and control they need to succeed.
ACH transfers.
Same-day/next day ACH transfers.
Schedule recurring ACH transfers.
Manage ACH recipients.
Pay loans using external accounts.
ACH origination report.
Wire transfers.
Domestic wire transfers.
International wire transfers.
Wire transfer fees pulled from the core.
Wire origination report.
Give businesses more control over their users.
Our business banking solution is designed to reduce call center reliance by empowering business owners and admins to handle common user management issues on their own. With easy-to-use features, they can quickly resolve concerns without needing extra support, streamlining their operations and making their lives easier.
- Add and invite new users
- Manage user access
- Permission to operate on specific accounts
- Assign and create custom roles
- Determine transaction permissions and limits
Deliver permission-based business banking.
nFinia’s permission-based solution enables business owners and admins to efficiently manage user account access using default FI/core specific roles.
When the standard options don’t provide the desired level of control, owners can create custom roles and select from a wide range of permissions, ensuring a flexible and modern approach to digital banking.
- View or operate account information
- View or manage business settings like roles, sub-users and approvals
- View or manage transfers and payments
- View, approve or decline approval requests
- View, manage, or generate reports
Give businesses more control over their users.
Our business banking solution is designed to reduce call center reliance by empowering business owners and admins to handle common user management issues on their own. With easy-to-use features, they can quickly resolve concerns without needing extra support, streamlining their operations and making their lives easier.
- Add and invite new users
- Manage user access
- Permission to operate on specific accounts
- Assign and create custom roles
- Determine transaction permissions and limits
Deliver permission-based business banking.
nFinia’s permission-based solution enables business owners and admins to efficiently manage user account access using default FI/core specific roles.
When the standard options don’t provide the desired level of control, owners can create custom roles and select from a wide range of permissions, ensuring a flexible and modern approach to digital banking.
- View or operate account information
- View or manage business settings like roles, sub-users and approvals
- View or manage transfers and payments
- View, approve or decline approval requests
- View, manage, or generate reports
Streamline your back-office with Harmoney Management Console™.
Harmoney offers a unified management console for both nFinia retail and business solutions. This approach streamlines profile management, simplifies training, and expedites support processes.
nFinia Business features for your staff include:
- Enrollment/login assistance.
- New business onboarding.
- User and sub-user management.
- Role and permission templates.
- View transaction approvals and business alerts.
- Downloadable ACH/wire files and reports.
Launch a business services storefront.
Transform treasury services into a self-service experience within nFinia Commercial Banking.
Instead of manual activations and back-office setup, business account holders can discover, subscribe to, and manage premium services directly within digital banking.
Institutions gain structured revenue controls, automated billing reporting, and risk-gated enrollment workflows, all managed through the Harmoney admin portal.
Credit unions and community banks can now easily:
- Enable instant or request-based activation for services
- Configure flat-rate or usage-based pricing models
- Apply risk-based approval flows for ACH, wires, and real-time payments
- Control service eligibility using business groups and labels
- Track subscriptions, pricing updates, and audit activity in one place
Security built to withstand real attacks, not just pass an audit.
Every digital banking vendor can show you a certificate. Few can show you infrastructure scanned weekly by DHS CISA, encrypted at every layer, and hardened against ransomware by design.
Key management policy.
Qualified Individual oversight.
Annual 3rd-party audits.
Phishing-trained teams.
Customer Testimonials
Credit Unions and Banks nationwide partner with Tyfone to achieve strategic objectives, retain account holders, acquire new business, and turn their vision into reality.
Check out the videos below – their stories speak volumes about us!
