Banking should be easy, fast, and built for the way people live today. nFinia gives your users a seamless, AI-powered experience with smarter tools, instant payments, and secure transactions.
Leading financial institutions trust our solution.
Redefining banking with radical personalization.
Most personalization is cosmetic. Move a menu bar. Add your favorite team’s logo. That’s customization. Radical personalization starts with trust. When Alex logs in, you need confidence that it’s really Alex. nFinia uses Cryptographic Device Authentication (CDA) to establish trusted-device identity. Fathom Deep Intelligence, the AI layer woven into nFinia, then shapes the experience around what each account holder needs. Financial institutions that embrace it can advance both innovation and security.
Stop account takeovers before they start.
CDA gives each trusted device a unique cryptographic identity tied to the account holder. A stolen password or OTP can’t replace it, reducing routine OTP challenges and the friction they create.
Approve logins and transactions in real time.
A login from a new device or a high-risk transfer can send a push notification to the trusted device for explicit approval. Once approved, the trusted device provides the cryptographic proof needed to verify the request.
Answer in plain language, then act.
Fathom understands intent, not just keywords. Answers are grounded in your FI’s approved content and relevant account information. Account holders can view spending charts, move money, pay bills or pause a card without leaving the conversation.
Build widgets with simple prompts.
With Fathom Widgets, financial institutions and account holders can build live micro-apps inside digital banking. FIs can create tools for specific account holder needs, such as a cash flow tracker for people managing recurring late payments. An account holder can ask for a vacation budget tracker, and it can go live and update as new charges come in.
Keep AI as secure as everything else.
Every Fathom action runs through your existing fraud controls, MFA and risk policies. Nothing moves without the account holder’s approval.
Everything you expect from modern digital banking and so much more.
While innovation is a key focus at Tyfone, our nFinia solution ensures your institution and account holders get all the essential features of a modern digital banking platform such as a seamless user experience, powerful integrations, smooth transactions, and easy account management.
Get a glimpse of our platform’s look and feel.
Alerts and Notifications
nFinia empowers banks and credit unions to communicate with their account holders through SMS, push notifications, and email alerts. These include balance changes, transaction activity, personal information updates, service outages, and payment reminders, ensuring users stay informed in real-time.
A truly open and agnostic approach working with any and all 3rd-party partners. Choose one of our partners, bring your own, or let’s work together to find the right partner for you.
- API driven
- 300+ native financial functions
- 200+ partner integrations
- Unlimited flexibility with your choice of third-party vendors
Ultramodern architecture and infrastructure for your retail banking account holders.
To keep nFinia at the forefront of innovation, Tyfone leverages a sophisticated, open, and scalable platform, ensuring your retail banking members always benefit from cutting-edge technology.
Live-Live Infrastructure
High-availability Uptime
Uninterrupted & Seamless User Experience
Security built to withstand real attacks, not just pass an audit.
Every digital banking vendor can show you a certificate. Few can show you infrastructure scanned weekly by DHS CISA, encrypted at every layer, and hardened against ransomware by design.
Key management policy.
Qualified Individual oversight.
Annual 3rd-party audits.
Phishing-trained teams.
Hear from our customers.
Credit Unions and Banks nationwide partner with Tyfone to achieve strategic objectives, retain account holders, acquire new business, and turn their vision into reality.
Check out the videos below – their stories speak volumes about us!
