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Digital Banking Solutions2026-08-26T07:20:38-07:00

Digital Banking Solutions

Elevate your digital banking experience.

Account holders are looking for an intuitive and seamless experience when engaging in financial activities. Tyfone’s all-in-one solution ensures you keep up with the pace of technology by delivering an ultramodern, scalable and easy to use digital banking experience that your users will love.

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Impress your account holders with nFinia.

Future-Proof Your Business

Impress your account holders and stay ahead of competition with a flexible digital banking platform that can incorporate new technologies and features such as the FedNow Instant Payment Service.

Provide An Easy To Use Platform

nFinia delivers a user-friendly and streamlined experience for your account holders. We empower them to take control of their entire financial journey on a platform designed to mirror their favorite, well-loved apps.

Retain Account Holders

Ensure client satisfaction by providing access to a modern digital banking platform. Personalize our solution with your brand identity and messaging to enhance consumer loyalty.

Integration Friendly

Gain access to an adaptable platform that works with any 3rd party partner. The nFinia platform is API driven, has 300+ native functions and more than 160 partner integrations.

One AI engine.
Three ways it works for you.

Knowledge base, FAQ & deep linking.

Your AI-powered knowledge layer. Account holders ask questions in plain language and get precise answers grounded entirely in your institution’s own content, then deep-linked straight to the right action.

ChatGPT-style data interaction.

Account holders interrogate their accounts, visualize spending, and build reports, then act on what they find. They can move money, stop a check, pause a card, and more, all inside the conversation with Fathom.

Train, monitor & govern.

Your institution’s command center for AI. Upload content, monitor queries, and turn unanswered questions into your next content push. Fathom scores documents for relevance and answer coverage before they go live, so your content can actually answer what consumers are asking.

AI-first, friction last.

Tyfone brings AI to the center of digital banking with Fathom, intelligence woven directly into the nFinia® platform rather than bolted on as a separate experience.

Fathom connects institutional knowledge, account-level intelligence and actionable banking in one conversational experience. Account holders can move from asking a question, to understanding their financial picture, to taking action without leaving the conversation. For financial institutions, that means deeper engagement, more effective self-service and an AI experience that keeps them at the center of the financial relationship.

Experience AI built for community banking.

Customer Success Story

Emprise Bank delivered a personalized digital experience with nFinia.

Account holder engagement increased by

191%

Users added through digital enrollment:

10,000

Cater to the unique needs of your business users.

Our business banking solution is an extension to our nFinia retail platform. Account holders can enjoy the same features, functionality and user-friendly experience for both their personal and business accounts.

Increase Internal Efficiency

Our self-service capabilities reduce the workload on your call center and lessen the burden of liability & compliance for your financial institution.

Save Time With Single Login

With our profile switcher feature, users can tie all their accounts into a single login, regardless of their role in the business.

Leverage The Power Of Permissions

nFinia’s permission-based solution lets owners and admins handle user access through default roles. For more control, you can create custom roles with over 150 permissions.

Easily Manage User Accounts

Business owners and admins can effortlessly address common user management issues thanks to our user-friendly tools and features at their disposal.

Embrace the future of digital banking.

Ultramodern Architecture

nFinia ensures the protection of financial assets and an uninterrupted delivery of services (Tyfone has 99.9% uptime), keeping account holders satisfied and streamlining their financial journey.

Configurable User Experience

Our interface provides the flexibility for us to fully configure the platform, take more of a consultative approach, or empower you to take control of the interface.

Highly Accessible And Inclusive

Our digital banking solution embraces ADA and WCAG compliance, raising the bar when it comes to user navigation.

Powerful Reporting Capabilities

Our advanced reporting capabilities set you apart by delivering invaluable insights, empowering you to provide unparalleled support to your account holders.

Easy To Integrate

nFinia’s API-focused approach allows for the integration of virtually any third-party product or service.

Payments Focused

Our solution seamlessly integrates with payment methods including Bill Management, Full-stack ACH, P2P (Zelle and more), Wire Transfers, and Cardless Cash.

Security built to withstand real attacks, not just pass an audit.

Every digital banking vendor can show you a certificate. Few can show you infrastructure scanned weekly by DHS CISA, encrypted at every layer, and hardened against ransomware by design.

Certified and audited.

SOC 2 Type 2, and PCI-DSS certified , aligned to the NIST Cybersecurity Framework and verified by independent auditors every year.

Encrypted everywhere.

TLS 1.2+ and AES-256 in transit, AES at rest, and PII/PFI tokenized with institution-specific keys before it ever touches a database.

Hardened infrastructure.

DDoS-protected, auto-scaled U.S. cloud infrastructure with weekly DHS CISA vulnerability scans and automatic weekly patching.

Cryptographic Device Authentication – built to stop account takeover.

CDA cryptographically binds every login to a verified device, eliminating shared passwords and secrets that fraudsters can steal or phish. Designed specifically to stop account takeover, one of the costliest fraud threats facing financial institutions.

Key management policy.

Qualified Individual oversight.

Annual 3rd-party audits.

Phishing-trained teams.

Compliance proves you met the standard. Tyfone raises the bar.

Turn your staff into admin superheroes with Harmoney Management Console™.

The Harmoney Management Console is included with our nFinia digital banking Solution. Developed with a focus on user experience, our intuitive admin platform simplifies internal operations and training, empowering your team to assist account holders effortlessly. Harmoney equips support personnel with a comprehensive toolkit to quickly address standard inquiries and seamlessly access details for more complex requests when needed.

Discover how we can streamline your operations.

Hear from our customers.

Leading financial institutions nationwide partner with Tyfone to achieve strategic objectives, retain accountholders, acquire new business, and turn their vision into reality. Hear their stories.

Ready to experience the future of digital banking?

Get a personalized demo and discover how we can transform your banking experience. Fill out the form below, and one of our experts will guide you through our platform’s powerful features.

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