New Innovations from Tyfone
Shaping the Future Around Your Needs
Innovation isn’t just about keeping up. It’s about leading with purpose.
From seamless account opening to AI-powered support and silent authentication, we’re redefining digital banking to help you deliver greater value to both your account holders and internal teams.
We don’t just build for the future. We shape it around you.
Penni AI
Supercharge user experience with intelligent digital banking.
Your account holders want more than access. They expect intelligent support.
Meet Penni AI, your built-in financial concierge.
Penni is pre-integrated, always available, and understands intent in real time.
It helps users complete tasks quickly while reducing staff workload and improving the digital experience.
Conversational Banking
Account holders can check balances, transfer funds, pay bills, and manage their accounts in a matter of seconds.
Instant Support 24/7
No more waiting on hold, Penni answers questions and resolves issues in real-time.
Digital Engagement
Increase app adoption and self-service usage with a seamless user experience.
Call Center Volume
Penni AI reduces the need for human intervention. This minimizes call center volume, raising internal efficiency.
Cryptographic Device Authentication (CDA)
Prevent account takeovers with strong, multi-layered security.
Cryptographic Device Authentication (CDA) leverages push notifications to streamline user authentication by eliminating the need for manual OTP entry.
Designed for frictionless logins, high-value transaction approvals, and advanced fraud detection, CDA verifies users through trusted device recognition for a seamless and secure digital banking experience.
Authentication Levels
Set up levels of assurance (LOA) for sensitive actions within digital banking.
Device Trust Policies
Restrict the number of trusted devices per account and configure “retry” thresholds.
Trust Expiration
Enforce trust expiration policies based on inactivity.
Cool-Off Periods
Prevent rapid re-enrollment of new devices to protect users against unauthorized access.
New Account Opening
Deliver a seamless & modern account opening experience.
Our solution simplifies account opening for both new and existing members, and includes a standalone admin tool that helps your team manage applications in real-time.
Security is crucial to protect both your institution and consumers. Our product also includes identity verification, KYC, OFAC/AML compliance, and fraud controls to ensure safe operations.
Customizable account opening steps tailored to your institution’s needs
Flexible configuration of rules, logic, order, and review workflows (automated or manual)
Seamless background checks, reports, and identity verifications for a smooth user experience
Ready To Experience The Future Of Digital Banking?
Ultramodern Architecture
nFinia ensures the protection of financial assets and an uninterrupted delivery of services (Tyfone has 99.9% uptime), keeping account holders satisfied and streamlining their financial journey.
Configurable User Experience
Our interface provides the flexibility for us to fully configure the platform, take more of a consultative approach, or empower you to take control of the interface.
Highly Accessible And Inclusive
Our digital banking solution embraces ADA and WCAG compliance, raising the bar when it comes to user navigation.
Powerful Reporting Capabilities
Our advanced reporting capabilities set you apart by delivering invaluable insights, empowering you to provide unparalleled support to your account holders.
Easy To Integrate
nFinia’s API-focused approach allows for the integration of virtually any third-party product or service.
Payments Focused
Our solution seamlessly integrates with payment methods including Bill Management, Full-stack ACH, P2P (Zelle and more), Wire Transfers, and Cardless Cash.
Hear What Our Customers Are Saying
Leading financial institutions nationwide partner with Tyfone to achieve strategic objectives, retain accountholders, acquire new business, and turn their vision into reality. Hear their stories.
