Podcast2022-09-27T07:51:33-07:00

Digital Banking Podcast

Each episode explores key topics facing the industry today. Major themes include customer experience, technology and overarching trends of digital banking. Guests include industry experts, practitioners and FIs – all coming together to share information for our listeners.

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The Future of Community Financial Institutions with Steven Ramirez

September 22nd, 2023|

LISTEN NOW EPISODE: 78 STEVEN RAMIREZ Episode Summary In this episode of the Digital Banking Podcast, host Josh DeTar sits down with Steven Ramirez, CEO at Beyond the Arc, to discuss the future of banking in a rapidly evolving digital landscape. The conversation kicks off with a reflection on the traditional banking model, which was largely one-size-fits-all. Steven highlights how digital innovation has disrupted this model, creating [...]

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Buzzwords 101: Decentralized Finance

September 14th, 2023|Article, Top 5|

As the definition above implies, DeFi is not necessarily the friend of community financial institutions. In its purest form, it seeks to completely eliminate the need for traditional FIs in much the same way that Travelocity, [...]

Buzzwords 101: Cryptocurrency

Before we get into what cryptocurrency is, it’s important to clarify what cryptocurrency isn’t. Specifically, cryptocurrency is not blockchain. The two are connected at the hip, but you can’t use these terms interchangeably. Simply stated, blockchain [...]

Buzzwords 101: Distributed Ledger Technology

To understand distributed ledger technology, or DLT for short, you first need to understand the difference between blockchain and cryptocurrency. It’s easy to conflate these two, so let’s be very clear. Blockchain is a technology platform [...]

Buzzwords 101: Banking as a Service

This may seem like a simple enough definition. However, within its confines lies two completely opposite business models. Exactly how you describe BaaS beyond this definition depends on who is supplying the digital services and who [...]

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