The cost of standing still.
Every trip to the branch is a chance to lose the sale.
Today’s applicants expect to open an account the way they do everything else, from their phone, in a few minutes, without waiting on a teller.
Institutions still running on paper ID checks and written signatures are losing that moment to whoever makes it easiest.
No digital ID verification.
Manual ID checks push the whole process into the branch, slowing down operation.
No e-signature.
Written signatures turn a two-minute application into a scheduled appointment.
No real digital path.
Without a genuine mobile or online option, every applicant potentially becomes a lost consumer.
Digital account opening, without the constraints.
A modern account opening platform for consumer and business accounts, built to fit your institution, not the other way around.
Whether you use nFinia Digital Banking or your existing digital ecosystem, Digital Account Opening delivers a flexible, digital-first experience that accelerates onboarding, reduces friction, and helps grow deposits.
Built with convenience in mind.
An account opening experience people actually finish.
One experience, every channel.
Give applicants a consistent account opening journey across online, mobile, in-branch, and assisted channels without restarting the process.
Consumer and business, together.
Open business deposit accounts and credit cards alongside consumer accounts in one seamless experience.
Decisions in under a minute.
Instant decisioning engine evaluates applications and account eligibility in real time.
Built around how you work.
Every step is a building block you can rearrange, relabel, or automate. No two institutions have to look alike.
Funding without friction.
Offer flexible funding options across cards, ACH, FedNow, RTP, and in-branch channels while giving applicants the flexibility to complete funding later.
Identity and fraud checks, built in.
KYC, OFAC/AML screening, MFA, and document verification run quietly in the background on every application.
ADMIN CONSOLE
Manage every application in one place.
Digital Account Opening gives your staff a self-service, end-to-end pipeline management tool to manage applications from submission to completion.
Configure workflows, automate tasks, communicate with applicants, and make updates without relying on engineers.
Strengthen security with intelligent verification and risk screening.
Every application passes through layered identity, fraud, and compliance checks, from ID and liveness verification to OFAC and PEP screening.
Email and phone risk scoring also run automatically, with every result logged for compliance.
From opening an account to applying for a loan, today’s digital experiences depend on the right technologies working together behind the scenes.
Tyfone’s Digital Origination solution connects with trusted providers across identity, verification, fraud prevention, compliance, payments, underwriting, and more.
Built on an open, modular architecture, Tyfone brings the right technologies together to deliver streamlined, secure experiences from application to funding.
Hear from our customers.
