On the latest episode of Bankadelic, the Chicago-based podcast hosted by award-winning journalist Lou Carlozo, the spotlight turns to one of 2026’s most talked-about forces in finance: artificial intelligence.

Known for exploring “the colorful side of finance” through expert interviews, original music, and inventive storytelling, the show featured Josh DeTar, EVP of Evangelism at Tyfone, in a wide-ranging conversation about passion, purpose, and the future of banking.

DeTar opened with characteristic humor about his unconventional title. “It’s just what happens when you let a creative person make up their own title, but here we are,” he said. “I’d like to think it’s pretty personally fitting.” But behind the lighthearted remark is a deeply serious commitment to the mission of community financial institutions.

A longtime credit union member who now serves on a credit union board, DeTar’s connection to the space runs deep. His role at Tyfone, he explained, is not just to generate excitement about what the company builds, but to champion why it builds the way it does. “My role at Tyfone is to get people both internal and outside of our organization excited about what we do, but more importantly, why we do it the way we do,” he said.

That passion is personal. In a memorable moment during the episode, DeTar reflected on taking his seven-month-old son to Disneyland for the first time. Watching his child’s joy sparked something lasting. “Now I’m a forever Disney nerd,” he said. “We’ve always got to have at least a Disney trip on the books with the kiddos to go watch them just experience that and make memories.” The story underscores what drives him: creating meaningful experiences that endure — a philosophy that mirrors Tyfone’s approach to digital banking.

When the conversation turned to AI, DeTar offered a vivid analogy. “Think about it this way. You’re a farmer back in the day, and you’re doing it with a horse and a plow, and the tractor gets invented,” he said. Institutions can resist change, but if the farm next door adopts the tractor, it will move faster. “There is absolutely going to be introductions of AI throughout tons of different use cases within our businesses. Someone is going to use them. Will you?”

For Tyfone, that question is central. AI is not about replacing relationships — it’s about enhancing them. As DeTar framed it, the opportunity lies in identifying “the use cases to just make me better at what I’m doing.” In a rapidly evolving financial landscape, that mindset — forward-looking, practical, and grounded in service — defines both his leadership and Tyfone’s mission.