PORTLAND, Ore. – November 19, 2025 – Digital banking solutions provider Tyfone today announced Gather Federal Credit Union will be launching Tyfone’s nFinia™ Digital Banking platform to power its next-generation mobile and online banking experience for retail and business members. The credit union cited the platform’s robust configurability, advanced security features, including Cryptographic Device Authentication (CDA), customizable user experience and comprehensive business banking capabilities as key factors in its decision.

Headquartered on the island of Kauaʻi, Hawaiʻi, Gather FCU has more than $890 million in assets and 7 branch locations. The credit union is migrating to nFinia to provide its members with a modern, seamless digital banking experience including personalized tools, instant payments and seamless account management. According to the credit union, nFinia will be instrumental in delivering a “one-stop-shop” experience for members, while significantly expanding services for business clients.

“As we evaluated digital banking platforms, we sought not just a technology provider, but a true partner who values community the way Gather does and could deliver superior security, greater customization and a member-first experience,” Justin Ganaden, EVP, Gather Federal Credit Union. “We view small businesses as an untapped market and Tyfone’s nFinia digital banking platform is a pivotal component of our strategy to expand in this market. With nFinia, we are able to offer more advanced capabilities, while providing the most sophisticated security measures to protect our members, as well as the credit union.”

Tyfone’s nFinia Digital Banking platform delivers an intuitive, AI-powered banking experience, including smarter tools, instant payments and secure transactions. The platform’s configurable, open, API-driven infrastructure enables credit unions like Gather FCU to easily integrate with third-party applications, providing members access to financial wellness tools and advanced features all within one app.

“At Tyfone, our mission is to empower community financial institutions with advanced digital tools that deepen member relationships and foster financial wellness,” said Siva Narendra, CEO of Tyfone. “Gather’s dedication to their Hawaiian spirit and strong connection to their community resonates deeply with us here at Tyfone. Their decision to adopt nFinia reflects their dedication to innovation, security and member service. We are proud to welcome them to our family of clients and look forward to future collaboration and expanding the digital capabilities for the communities it serves.”

“While our 14 branches remain vital touchpoints for members who value face-to-face interaction, we recognize that our digital branch is equally critical for meeting evolving expectations and driving future growth,” continued Terlinden. “With nFinia, we are delivering a premium digital experience with seamless access to financial services and third-party offerings, all while maintaining the personal touch that defines Palmetto Citizens Federal Credit Union. This partnership positions us to reach more members, serve them better, and grow alongside the communities we’re proud to serve.”

Palmetto Citizens is also leveraging Tyfone’s Skip-A-Pay and Quick Pay solutions. These two loan servicing solutions provide members with financial relief and added convenience, while providing new revenue streams for the credit union. Skip-a-Pay is a fully automated, loan payment deferral solution that allows members to control their loan payments. Quick Pay enables members to pay loans through a variety of sources with or without logging in to the credit unions’ digital banking.

“The bar for digital banking continues to rise as members demand comprehensive, intuitive platforms that give them complete control over their financial lives,” said Siva Narendra, CEO of Tyfone. “Palmetto Citizen’s decision to move to nFinia reflects their commitment to meeting those expectations head-on. They understand the importance of working with a technology partner who views their success as our success and that’s been the foundation of our relationship. We’re dedicated to delivering tools that empower their members while strengthening the partnership that makes innovation possible.”

About Gather Federal Credit Union

Gather’s story began in 1954 when ten hard-working pineapple farmers pooled their resources and did something none of them could have done alone: they started a federal credit union. They believed that together, they could provide a better life for their families. Today, Gather Federal Credit Union is a not-for-profit cooperative that provides a full array of financial products and services to more than 39,000 member-owners on Kauaʻi and Niʻihau. By gathering together and leveraging combined resources, Gather’s member-owners provide a better life for our island communities. For more information, visit one of our seven branches island-wide or gatherfcu.org.