Digital Banking Solutions
Elevate your digital banking experience.
Account holders are looking for an intuitive and seamless experience when engaging in financial activities. Tyfone’s all-in-one solution ensures you keep up with the pace of technology by delivering an ultramodern, scalable and easy to use digital banking experience that your users will love.
Impress your account holders with nFinia.
Future-Proof Your Business
Impress your account holders and stay ahead of competition with a flexible digital banking platform that can incorporate new technologies and features such as the FedNow Instant Payment Service.
Provide An Easy To Use Platform
nFinia delivers a user-friendly and streamlined experience for your account holders. We empower them to take control of their entire financial journey on a platform designed to mirror their favorite, well-loved apps.
Retain Account Holders
Ensure client satisfaction by providing access to a modern digital banking platform. Personalize our solution with your brand identity and messaging to enhance consumer loyalty.
Integration Friendly
Gain access to an adaptable platform that works with any 3rd party partner. The nFinia platform is API driven, has 300+ native functions and more than 160 partner integrations.
Redefining banking with radical personalization.
Most personalization is cosmetic. Move a menu bar. Add your favorite team’s logo. That’s customization. Radical personalization starts with trust. When Alex logs in, you need confidence that it’s really Alex. nFinia uses Cryptographic Device Authentication (CDA) to establish trusted-device identity. Fathom Deep Intelligence, the AI layer woven into nFinia, then shapes the experience around what each account holder needs. Financial institutions that embrace it can advance both innovation and security.
Stop account takeovers before they start.
CDA gives each trusted device a unique cryptographic identity tied to the account holder. A stolen password or OTP can’t replace it, reducing routine OTP challenges and the friction they create.
Approve logins and transactions in real time.
A login from a new device or a high-risk transfer can send a push notification to the trusted device for explicit approval. Once approved, the trusted device provides the cryptographic proof needed to verify the request.
Answer in plain language, then act.
Fathom understands intent, not just keywords. Answers are grounded in your FI’s approved content and relevant account information. Account holders can view spending charts, move money, pay bills or pause a card without leaving the conversation.
Build widgets with simple prompts.
With Fathom Widgets, financial institutions and account holders can build live micro-apps inside digital banking. FIs can create tools for specific account holder needs, such as a cash flow tracker for people managing recurring late payments. An account holder can ask for a vacation budget tracker, and it can go live and update as new charges come in.
Keep AI as secure as everything else.
Every Fathom action runs through your existing fraud controls, MFA and risk policies. Nothing moves without the account holder’s approval.
Cater to the unique needs of your business users.
Our business banking solution is an extension to our nFinia retail platform. Account holders can enjoy the same features, functionality and user-friendly experience for both their personal and business accounts.
Increase Internal Efficiency
Save Time With Single Login
With our profile switcher feature, users can tie all their accounts into a single login, regardless of their role in the business.
Leverage The Power Of Permissions
nFinia’s permission-based solution lets owners and admins handle user access through default roles. For more control, you can create custom roles with over 150 permissions.
Easily Manage User Accounts
Business owners and admins can effortlessly address common user management issues thanks to our user-friendly tools and features at their disposal.
Embrace the future of digital banking.
Ultramodern Architecture
nFinia ensures the protection of financial assets and an uninterrupted delivery of services (Tyfone has 99.9% uptime), keeping account holders satisfied and streamlining their financial journey.
Configurable User Experience
Our interface provides the flexibility for us to fully configure the platform, take more of a consultative approach, or empower you to take control of the interface.
Highly Accessible And Inclusive
Our digital banking solution embraces ADA and WCAG compliance, raising the bar when it comes to user navigation.
Powerful Reporting Capabilities
Our advanced reporting capabilities set you apart by delivering invaluable insights, empowering you to provide unparalleled support to your account holders.
Easy To Integrate
nFinia’s API-focused approach allows for the integration of virtually any third-party product or service.
Payments Focused
Our solution seamlessly integrates with payment methods including Bill Management, Full-stack ACH, P2P (Zelle and more), Wire Transfers, and Cardless Cash.
Security built to withstand real attacks, not just pass an audit.
Every digital banking vendor can show you a certificate. Few can show you infrastructure scanned weekly by DHS CISA, encrypted at every layer, and hardened against ransomware by design.
Key management policy.
Qualified Individual oversight.
Annual 3rd-party audits.
Phishing-trained teams.
Turn your staff into admin superheroes with Harmoney Management Console™.
The Harmoney Management Console is included with our nFinia digital banking Solution. Developed with a focus on user experience, our intuitive admin platform simplifies internal operations and training, empowering your team to assist account holders effortlessly. Harmoney equips support personnel with a comprehensive toolkit to quickly address standard inquiries and seamlessly access details for more complex requests when needed.
Discover how we can streamline your operations.
Hear from our customers.
Leading financial institutions nationwide partner with Tyfone to achieve strategic objectives, retain accountholders, acquire new business, and turn their vision into reality. Hear their stories.
