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Homepage2026-08-25T18:08:52-07:00

Digital banking
built different.
By design.

For financial institutions that think for themselves.

Digital banking
built different.
By design.

For financial institutions that think for themselves.

Innovative credit unions & community banks partner with Tyfone.

To achieve strategic objectives, retain account holders, acquire new business, and turn their vision into reality. Their stories speak volumes about us!

Digital banking solutions.

AI-native intelligence, woven into digital banking.

Meet Fathom, the intelligence woven into the nFinia® Digital Banking platform, helping account holders understand their finances, uncover deeper insights and take action while keeping their financial institution at the center of the relationship.

Retail Digital Banking

Deliver intuitive digital banking built around how account holders manage their financial lives. nFinia combines everyday banking, intelligent experiences, instant payments and secure transactions in one seamless platform designed to deepen relationships and keep your institution at the center.

Commercial Digital Banking

Give business account holders the tools to manage their finances with confidence across every digital channel. nFinia delivers powerful cash management, advanced permissions, role management, payments and more in an intuitive experience built for businesses of every size.

Youth Digital Banking

Build relationships with the next generation through a digital banking experience designed for young account holders and their families. nFinia makes it easy to learn, save, spend and build healthy financial habits in a secure, engaging environment.

Digital Banking Administration

Turn your admins into superheroes with the tools to manage digital banking from one intuitive console. Harmoney centralizes data, configuration and support capabilities to streamline internal processes, simplify training and empower staff to serve account holders more efficiently.

Easy digital banking-agnostic payment solutions.

Instant Payments

Instant Payment Xchange™ (IPX) is a secure, comprehensive, scalable, and affordable instant payments and money movement gateway. IPX securely connects to your core and enables account holders to securely send and receive money instantly.

Loan Payment Deferrals

Offer real-time financial relief with our automated Skip-A-Pay solution—reducing operational costs, generating revenue through skip fees, and providing account holders with a self-service, private, and anonymous experience, no branch visits or calls required.

Online loan payments

Simplify online loan repayments with Quick Pay—a real-time self-service solution. Offer payment flexibility with credit/debit cards, eCheck, ACH, internal accounts, and PayPal, while reducing costs, saving staff time, and boosting account holder satisfaction.

Digital origination.

Digital Account Opening

Turn prospects into account holders with a fast, intuitive digital experience that makes it easy to open and fund accounts. Simplify onboarding, reduce friction, and start every new relationship with a seamless first impression.

Digital Loan Origination

Streamline lending from application through decisioning with a fast, intuitive digital experience. Automate workflows, accelerate approvals, and make it easier for consumers and businesses to access the financing they need.

Award-winning solutions.

See all awards >

Innovation with purpose: Collaboration, technology, and a heart-centered approach.

How do we create differentiation for our customers? It’s driven by purpose and relationships. We empower community financial institutions to serve account holders better by combining human connections with transformative technology. Through client and ecosystem collaboration, we create solutions that are uniquely tailored to meet the needs of each of our customers, allowing them to add value thats meaningful for their account holders. Your dream, our platform, better together.

Open ecosystem built for flexibility.

Choose from trusted partners or connect the third-party solutions that best fit your needs.

For every bag purchased, Java4Kids donates $5 to Children’s Miracle Network Hospitals—combining our passion for children, community, and great coffee and tea.

The Digital Banking Podcast delves into trends, customer experience, and fintech, featuring insights from visionaries, practitioners, and FIs to inform and inspire listeners.

140+
Patents

Security designed for a world that never slows down.

nFinia layers MFA, biometrics, account takeover prevention, and AI-powered fraud detection into every login and transaction, helping account holders bank with confidence while stopping fraudsters before they gain access.

The latest news from Tyfone & the industry.

Premium Content

Digital Banking Podcast

Press Release

Breaking News

We help our customers achieve their goals.

83.79

Digital experience
NPS.

9.38

OSAT score
(Consistent over 12 months).

51%

Lower fraud per dollar
than same-day ACH.

4.25x

Lower fraud per dollar
than peer-to-peer payments.

4.93/5

User rating after
nFinia launch.

37%

Increase in
user rating.

-50%

Functionality
troubleshooting.

-30%

Calls to
call center.

-64%

Digital enrollment
support calls.

97%

More member
logins.

1.88M

Balance
inquiries.

Ready to experience the future of digital banking?

Get a personalized demo of nFinia and discover how it can transform your banking experience. Fill out the form below, and our team of experts will guide you through our platform’s powerful features.

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